Everything you need
to spend less
No matter where you are in your growth or the world, Incard is designed to save you time and money.
Free
Start simple.
Earn cashback.
What’s included:
- 5 users with add-ons available
- 1.0% cashback on debit cards
- 3 multi-currency IBANs with add-ons available
- 10 cards with unlimited add-ons
- £5,000 FX at interbank rate
- App Store add-ons available
Grow
Most popularSmarter finances.
Bigger rewards.
More of everything, plus:
- 10 users with add-ons available
- 1.25% cashback on debit cards
- 5 multi-currency IBANs with add-ons available
- 25 cards with unlimited add-ons
- £15,000 FX at interbank rate
- Incard-built apps included
- API & automation access
Incard Plus
Custom cashback.
Capital and control.
Maximum limits, plus:
- From 20 users with add-ons available
- From 1.5% cashback on debit cards
- From 20 multi-currency IBANs with add-ons available
- From 50 cards with unlimited add-ons
- From £25,000 FX at interbank rate
- Pro-level financial reports
- Dedicated relationship manager
Trusted by 1,500+ digital-first businesses
Compare plans
You can hold funds in GBP, EUR, USD
For transfer outside of this allowance a min £5 fee for SHA and £20 for OUR
For transfer outside of this allowance a £0.30 fee applies
Receive money worldwide
Never miss bill or salary payment
Send payment request to get paid faster.
0.6% fee for anything over this allowance. 1% fee for exchange outside market hours
Lock in exchange rates to protect against currency volatility for a fee of just 0.8% and 1% outside market hours.
£2/extra card per month
No limit on the amount you can earn with your debit card spend.
A 2% fee will apply for local ATM withdrawals and a 2.5% fee will apply for international ATM withdrawals
Outside of your plan allowance, a £12 fee will applies per extra user/month
Control card creation and limits
User switch from multiple business account and enjoy panorama views
CAMT053, Fortnox, DATEV, Netsuite
Also guaranteed at $10M+ balance
Compare plans
You can hold funds in GBP, EUR, USD
For transfer outside of this allowance a min £5 fee for SHA and £20 for OUR
For transfer outside of this allowance a £0.30 fee applies
Receive money worldwide
Never miss bill or salary payment
Send payment request to get paid faster.
0.6% fee for anything over this allowance. 1% fee for exchange outside market hours
Lock in exchange rates to protect against currency volatility for a fee of just 0.8% and 1% outside market hours.
£2/extra card per month
No limit on the amount you can earn with your debit card spend.
A 2% fee will apply for local ATM withdrawals and a 2.5% fee will apply for international ATM withdrawals
Outside of your plan allowance, a £12 fee will applies per extra user/month
Control card creation and limits
User switch from multiple business account and enjoy panorama views
CAMT053, Fortnox, DATEV, Netsuite
Also guaranteed at $10M+ balance
Which plan is
the best for you?
We’ve got the right plan for you. Let’s find out which one fits your needs the best.
£3,000,000
Annual spend
Select apps
Stablecoin Orchestration
InvoicingIncard Plus
Custom cashback.
Capital and control.
Billed once yearly
What you’ll get:
- From 20 users with add-ons available
- From 1.5% cashback on debit cards
- From 20 multi-currency IBANs with add-ons available
- From 50 cards with unlimited add-ons
- From £25,000 FX at interbank rate
Frequently
asked questions
Don’t see the answer you are looking for? Get in touch.
Incard is a modern banking platform designed for high-spend businesses. We offer multi-currency business accounts, connected banks, virtual cards, unlimited high cashback, cashflow insights, and more—all designed to help online businesses thrive.
No, there are no caps on the cashback you can earn with Incard. Every eligible transaction on your debit and flex cards earns uncapped cashback, and your rate increases as you hit spending milestones.
Incard offers a Free plan with no monthly fee. Paid plans start at £49/month and unlock higher cashback rates, more users, larger FX allowances, and additional features. You can see a full breakdown in our pricing section above.
Incard is built for digital-first operators: e-commerce brands, agencies, AI startups, content creators, and affiliate marketers. You get banking, cards, cashback, FX, and automation in one place—so you can stop switching between tools and focus on growing your business.
Incard is available across the UK and EU, with multi-currency accounts in GBP, EUR, and USD. We're continuously adding support for additional regions and currencies.
