Centralise all your
bills in one place
Stop digging through emails, Slack messages, and shared drives to find invoices. Incard Bill Pay gives you a dedicated, secure email address where all your bills land automatically.
Pay every bill on time,
without the cash flow stress
Incard handles your bill payments end to end. Approve, code, schedule, and pay vendors in minutes, and defer payments up to 120 days when you need breathing room.
Approve bills with confidence, not bottlenecks
Bill approval follows the path you define. Set the rules and Incard routes each bill to the right person automatically, while giving you real-time visibility on its status.
- Custom approval flows
- Inbox / Approval / Scheduled tabs
- Approve or reject in one click
Accounting codes pre-filled. Pay all bills in minutes.
Incard automatically assigns accounting codes to your bills based on vendor, category, and past transactions, so you can review, adjust, and pay, all in one flow. No switching between your AP tool and your accounting software.
- Auto-coded invoices
- Batch payments
- Schedule payments and sync with accounting tools
βWe process 70+ supplier bills a month across three currencies. Before Incard Bill Pay, it took our finance person two full days to code, approve, and pay everything.β
The only AP system that pays more the more you use it
Turn your accounts payable workflow into a cashback engine. Every bill you process and pay through Incard contributes to your trophy progress, which unlocks higher cashback rates across your entire Incard account.
Up to 3% cashback
Earn on every card-eligible vendor payment
Unlock higher rates as you spend
Every bill processed contributes to your trophy progress
Thousands in additional savings
82 trophies with up to $42,000 in extra cashback unlocked
Frequently
asked questions
Donβt see the answer you are looking for? .
Bill Pay is Incard's accounts payable tool. It centralizes all your supplier invoices in one dashboard, with approval workflows, auto-coded accounting, and the ability to pay all your bills in minutes.
Three ways. 1) Forward them to your dedicated Incard AP email address, 2) upload them manually, or 3) have vendors send directly to your secure inbox. Incard reads the invoice and pre-fills all the details.
Incard Flex is built-in working capital for your bill payments. Within the dashboard you can toggle it on any eligible bill, choose a payment term (30, 60, 90, or 120 days), and Incard pays your vendor immediately. You repay Incard later, with a transparent fee.
30 days: 1.2%. 60 days: 2%. 90 days: 3%. 120 days: 6%. The fee is shown before you confirm with no hidden charges.
Yes. Bill Pay supports GBP, EUR, and USD. Process and pay international invoices from one dashboard with market-leading FX rates.
Yes. Card-eligible vendor payments earn up to 3% cashback. All bill payments contribute to your trophy milestones, which increase your cashback rates across your entire Incard account.
Yes. Define custom approval rules based on amount, vendor, category, or team. Incard routes each bill to the right approver automatically.
Yes. Export transactions to Xero, QuickBooks, or your preferred accounting tool. Incard auto-codes invoices to reduce manual categorisation.
What would you do with more time and money?
$20M+ earned and thousands of hours saved across 1,500+ modern businesses.
